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The ALTARPRENEUR Blog

Faith, Family, Career
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How to Mind Your Business (In the Best Way)

1/7/2025

 
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Ever feel like your brain is running a marathon you never signed up for? Between social media, the news, and everyone’s highlight reels, it’s easy to get caught up in other people’s lives. We scroll, we compare, we get worked up over things that don’t even affect us. It’s exhausting.

But let’s rewind a bit. Back in the 90s (or really any time before social media), if you wanted to know what was going on with someone, you had to actually talk to them. Like, in person. Or at least pick up the phone. (Remember that?? Good times.)

​In the middle of all this noise, Paul’s advice to the Thessalonians hits different: "Mind your own business and lead a quiet life." (See 1 Thess.4:11,12) Not in a "stay in your lane" kind of way, but in a free yourself from unnecessary stress kind of way. Here’s why this wisdom is so necessary and how we can actually live it out...

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The Decline of America: Lessons From The Roman Empire (From a Christian Perspective)

7/14/2024

 
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Ever since I was a young boy, I could recall my fathers keen interest in history.

Among other things, he knew a lot about the Romans, not only from a Biblical context (what is written during the time of Jesus and the Apostles) but even from the period afterward. I enjoyed learning about different events and people, including how our people (Romanians) came to form a country.

Long story short, the Romanian people trace their origins to the Roman Empire, specifically to the Roman conquest of the Dacian Kingdom in 106 AD. The Romans established the province of Dacia in what is now modern-day Romania, leading to significant Romanization of the local population. Over centuries, the intermingling of Roman settlers and native Dacians, combined with the influence of Latin language and culture, gave rise to the Romanian ethnicity and language, which is a Romance language directly descended from Latin. This historical connection is reflected in the country's name, Romania, which signifies its Roman heritage.

As an adult, this is still one of my favorite people and time periods to study.

We have a lot to learn from them. Good and bad.

As we navigate the complexities of the 21st century, parallels between the decline of the Roman Empire and the current state of American society have become increasingly evident. From a Christian perspective, these similarities serve as a stark warning and a call to action. The degradation of moral values, political instability, economic challenges, and cultural decadence are eerily familiar. By examining these parallels through a Biblical lens, we can glean valuable insights and chart a course for national renewal.

Historical and Cultural Parallels:

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A Short Meditation on the Word 'Meditation'

11/9/2022

 
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Some people might associate the word meditation with yoga, mystical mind exercises, or something related. In a word, techniques that people use to attain a type of “inner peace.” 

It’s rubbish. 
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Before the word meditation, and the practice thereof, was ransacked by the culture, God had something to say about it. When the Bible speaks of meditation, as it often does, it is not the kind of meditation that seeks to disengage, silence, or empty the mind, as in Transcendental or Buddhist forms of meditation. The Scriptures teach meditation that actively engages the mind for the purpose of understanding God’s Word and putting it into practice.

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5 Ways Your Family Can Outsmart Inflation

4/21/2022

 
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Inflation, the rise in prices over time (a simplified definition), is here and it probably won't go away anytime soon. What are you doing about it, besides perhaps complaining?

Inflation doesn't impact everyone the same way. For example, if you're working from home, you're not too concerned about gas prices. If you commute a lot and/or have multiple drivers & cars in the family, it's a different story.

We are not the first generation to experience difficult, changing economic conditions, if we can even call it that! And as bad as things seem to be, they were worse.

Here's an excerpt from MarketWatch for some perspective: "People who believe gasoline prices have never been so high are suffering from what economists call “the money illusion.” Simply put, this means our brains are fooling us into thinking we’ve never had it so bad, when actually the cost of driving a mile in your gas-powered vehicle is now lower than it was for most of the past century."


Let's look at a few tried and true tips to help you stay ahead during these times and keep the big picture in mind...

1. Tackle debt
If you have no debt, move on to the next tip. If you have debt, list it out in order of least to greatest. Pay it off incrementally (you know, the whole debt snowball effect). Even if things are tighter financially, it doesn't mean you have to stop the journey to being debt-free, you can simply adjust your allocations.

WHY: When you practice living debt free even during inflation, the habit will stick and put you ahead financially, over time.

2. Look for a better job

You don't need inflation to motivate you to get a better job but it sure does add some spark. Jobs are out there but they won't just drop in your lap. You will need to go out and search. For some, that can feel like a full time job. If you need help, let me know. Note, you can still be a grateful person and content with all you have but that doesn't mean you need to settle. This requires wisdom. If your current job is just not cutting it, cut it. See what else is out there and don't be afraid to change the career landscape a bit.

WHY: It's is a candidate-driven market, at least for now. Employers know that they need to step things up if they want to attract and retain the right talent (as a tangible example, my latest job move was a 20% increase). If you haven't found a company willing to negotiate or meet your needs, keep looking.


3. Do side work or create a stream of passive income
Every bit helps. Is there something you're good at that you can get paid for? For example, several years ago I gave private violin lessons in the evenings. Now that I think about it, the cash was great for gas! Now, when it comes to passive income, there's nothing 'passive' about it, at least not initially. Is there anything you can invest some of your time and money into, now, that can potentially increase your time (availability) and money, later? For example, a small rental property or a fixer upper. If that's not doable, what about offering remote administrative assistance to corporate executives? There are many professionals out there that need help with basic clerical/organizational tasks, all of which can be done remotely. Or what about a small franchise business that doesn't require a lot of money to get started?

WHY: It's good that you have one main source of income but two or three or more are better. Your life situation will eventually change; get creative and don't put all your eggs in one basket.

4. Get rid of non-essentials (services, accounts, etc.)
You know that binging is not good for you so why hold on to the streaming accounts (Netflix, Prime Video, etc.)? Your gym membership is probably also highly underutilized. Try something new: Workout at home, do outdoor activities, etc. And that food-in-a-box delivery service. Why!? Just get the items you need from the grocery store. The list of non-essential things you can cut out from your life is vast. The key is: D-I-S-C-I-P-L-I-N-E. 

WHY: It's a waste of time & money. Deep down, we all know it. Invest in things that matter in the long run and have a significant ROI.

5. Use cash
For anyone that has been using cash for a while, this is a no-brainer. But for some, the impact of using cash is yet to be discovered. Daniela and I have a simple rule: If we can't pay cash for it, we probably don't need it.  

WHY: What is in your hand is easier to manage and control than what's in the cloud. Using cash is a proactive approach to money management. You're planning ahead and assigning where your money goes versus wondering where your money went.

​
Keep the fire burning,
Danny
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